Liability, Travel and Health Insurance
Liability insurance provides protection to students from any injury they may cause or allegedly have caused to others. Since this programs requires that you work closely with a preceptor, the likelihood of something like this happening is very small, if at all. Students will be participating and gaining field experience by working in supervised practice. It is important to realize that you, as the student, need to be protected. Thus, students enrolled in the DTP practicum courses are required to purchase at least $1,000,000 worth of liability insurance. CRC have contacted Seabury and Smith as one source of where such liability insurance may be purchased. CRC has no relationship with Seabury and Smith or any other liability insurance company. CRC does not receive any monetary payback from Seabury and Smith or any other company. However, it is important to protect you. Application forms for liability insurance are available from the Nutrition and Foods Department. Fee for the maintaining this liability insurance is approximately $20.00 a year.
Students are also strongly advised to maintain their own personal health insurance. This will cover any possible injury sustained during their travel to and from their supervised site as well as injury sustained while participating in supervised practice. In addition, personal health insurance will also cover the required vaccinations needed in order to work in a supervised practice site. Finally, students must sign the “Agreement to Participate and Waiver/Assumption of Risk” form. The form is available from the Program Director and must be signed and submitted before the beginning of supervised practice. This also provides the DTP (and your sponsoring site) emergency contact information and insurance information.
HEALTH CLEARANCE
Upon request by the site, students may have to provide evidence of a current physical examination. The following forms need to be completed and copy on file in the director’s office:
- Immunization Record (new record yearly)
The student will be required to have proof of immunization as required by the site. The common immunization are:
PPD, TB, proof of Rubeola and Rubella antibody or titer and Hepatitis B series, completed no earlier than 3 month before the student plans to begin the DT program. The Hepatitis B series should have the second injection completed by the start of the program.
The immunization record should be returned to Dana Wassmer, Program Director. This form must be completed prior to the first day of supervised practice. The forms will be kept on file for two years, then discarded.
- Since some facilities want to have a copy of the Health Form, please duplicate your completed form, so that you will have a copy, should one be necessary.
- Students may also be required to undergo a drug test, cost is usually assumed by the facility requesting the test. This test needs to be completed before the student can start the supervised practice.
- Some site may also require a background check. The cost may be covered by the facility requesting the check or by the student. Please check with your site.
LIABILITY INSURANCE
All Distance Education DT students have malpractice insurance (from Seabury and Smith). Proof of this policy is given to the student and kept on file in the Area office on campus. Information on Professional Liability Insurance offered to ADA members can be found online at Seabury and Smith. The limits of liability for students are: $1,000,000 each incident or $3,000,000 aggregate.
MEDICAL INSURANCE
Students are responsible for the cost of all personal medical care which is needed during the DT Program; therefore, it is strongly advised that each student carry adequate medical insurance. Some facilities require the students to carry medial insurance.
MEDICAL INJURY
The site shall provide first-aid treatment to the student needing such care, but shall not be obligated to furnish any other medical or surgical treatment.
LIABILITY FOR TRAVEL
Students are also responsible for their own transportation to and from their supervised site/area. Individual travel insurance is strongly recommended. It is the responsibility of each student to provide his/her own travel to and from the site. Every student must sign the Agreement to Participate and Waiver/Assumption of Risk (on file in the college area office) before he/she can participate in the practicum experience. The student voluntarily assumes all risks associated with participating in this practicum experience.